I just need to cash this check - the poor peoples struggle with banks and check cashing places

Redbeardedguy - Posted on 30 June 2011

Thornton Kimes



"Depends how you look at it.  From the city's point of view, it's probably good.  But from the retailer's point of view, it could be bad because it will bring in a different type of clientele than shops here now.  They're trying to get new people in and existing people out.  On this street, you can only get certain types of businesses now.  They want green businesses, and they want to get rid of the check-cashing spots.  They want to get rid of businesses that serve low-income people"
--Anonymous Market Street clothing retailer answering the question 'Is Market Street On The Way Up?' in the '2 Cents' column in the May 2011 CENTRAL CITY EXTRA monthly paper published by San Francisco Study Center Inc.

There are several things one can take from the above quote to run with revolutionary marathon-like, so to speak, but I was intrigued by the comment about check-cashing businesses.  Like many poor people I use them.  I think it is peculiar, at best, that my MONEY MART "VIP Club Card" doesn't really do much for me--if I cash a Welfare PAES check at the un-Money Mart place (only open 5 days a week...) on my block...I get more money from them!

All banks suck, and some of the credit unions do too.  I used a credit union in Seattle that didn't suck, but that was because they didn't require a massive initial injection of green-stuff into their veins, unlike a certain so-called credit union on Van Ness Avenue very close to Market Street.

What is it about San Francisco anyway?  Granted, I didn't much like the way the Seattle Bank of America semed to want to extract its monthly checking account pound of green flesh randomly, NOT on the same day of the month so you could predict when it was coming and plan accordingly.  San Francisco banks seem to have a different play-book that requires even nastier 'tude.

I don't use banks partly because of Wells Fargo Bank in San Francisco.  I was a customer during my time as a client of Goodwill Industries, but a previous disagreement over whether or not I owe money to Washington State Unemployment bit me in the ass one day when the Unemployment people contacted Wells Fargo and sucked my entire paycheck into their account.  Wells Fargo apparently didn't think of me as a "valued" customer, only a customer, and not one that they planned to speak to about the matter until it exploded in my face.

After that I let my account die.  Some weeks later I saw a poster advertising Wells Fargo, and some new thing it was doing for poor customers, on a wall at Goodwill Industries.  That was the only outreach that I experienced.  I was not impressed or tempted.

I am not a big fan of organized religion, but I like Islam and Muslims because (even though Islam seems as authoritarian as Christianity it is also anarchistic) they are not big fans of the Western style of banking.  They don't do interest.  They call that usury and it's a no-no in the Bible. 

"Muscular Christianity" and mega-churches (often the same thing) preaches a love of and hunger for money and very green success at odds with the lived example of Jesus, the founder of the religion.  One of the things I hate the most to encounter on a public transit bus is two men (usually) trying to one-up each other on Bible knowledge.

I won't do that here (not a lot of it in my head to spew anyway...), but one thing I've heard people argue over deserves my opinion.  Jesus more-or-less said Give Unto Caesar What Is His, and Give Unto God What Is God's, and many Christians seem to think that means you actually CAN serve two masters.

The statement is actually extremely revolutionary.  It's one of the things that got Jesus executed.  If you give God, or the people, what he/she/it/they are due--Caesar, the Government, gets NOTHING.  The Roman Empire had good reason to go postal on the Dude, he wasn't Abiding their game at all.

Banks and the people that run them must be held accountable for what they do to the poor, for how they have increased the poor population via the Sub-Prime Mortgage Scam (and its continuing mutations) that fell apart in 2008, and for how they finance the ever-growing Prison Industrial Complex, aka Poor People Housing, aka The "New" Slave Plantation Network.

July 1st, 2011, at 11a.m., there will be a Wells Fargo protest at 464 California Street in downtown San Francisco.  Wells Fargo is the second largest investor in the GEO Group, which builds prisons for citizens of Amerikkka and for undocumented people arrested for trying to have a good life here By Any Means Necessary.  I'm not sure if I'll be there, or in a check-cashing place...


...authoritarian as Christianity it is also anarchistic."
Yes, those wild and crazy suicide bombers are so good at anarchy! :)


Sign-up for POOR email!